Social Security warns those who request the maternity supplement after an early

European justice does not see that there is discrimination based on sex in denying the maternity allowance to a woman in early retirement . The case occurred in Barcelona, ​​where a worker was denied said supplement in her retirement, since it was early.

The Court of Justice of the European Union (CJEU) ruled this Wednesday that this economic addition in pensions does not depend on the gender of the worker . Instead, it is linked to the conditions under which this service is accessed.

In other words, the right to this supplement is lost due to the early retirement of this worker and not because she is a woman; thus ruling that there is no discriminatory treatment based on gender .

An important piece of information when calculating the amount that will be received for retirement
After rejecting the complaint of this worker to the National Institute of Social Security (INSS), the result is clear: according to Spanish legislation, this supplement does not apply in cases of early retirement at the request of the interested party .

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What Is a Structured Settlement Annuity?
A structured annuity settlement is a financial vehicle that includes periodic payments, provided that the plaintiff in a personal injury liability lawsuit replaces a cash payment settlement. This type of financial tool can only be configured with a licensed settlement planner. (Settlement Quotes does not create these insurance products.)

A structured settlement is set up by purchasing an annuity through a life insurance company such as Metlife or Monumental Life Insurance Company. This annuity can be a monthly, semi-annual, annual or lifetime payment from the claimant. These periodic payments are tax-free and are a great source of fixed income for an individual after a personal injury liability case.

selling annuity ᛋᚠᚢᛞ, Structured Settlement Annuity

Many people wonder if they can receive a one-time cash payment after they start receiving their structured settlement annuity payments. The answer is no, you cannot go back to a cash settlement for the total. You do have options however. Settlement Quotes provides services to people in this situation. We will offer you a sum of cash for your structured settlement from other companies.

This is not always the best option for many people. A discount rate will be applied to your structured settlement to calculate your present value of your structured annuity to calculate your cash settlement. Due to the time value of money, you will only receive a partial amount in the lump sum. After a court approval process the lump sum payment will remain tax free.



Quotes Settlement only recommends using this inexpensive option if you have other financial assets that can provide financial support for your family. Many people pay off their debts, send their kids to college, or make a down payment on a house with the money they receive from the factored structured settlement.

There are many benefits to keeping your settlement structured. Quotes Settlement recommends seeking the advice of a financial professional before factoring payments through a structured settlement factoring company. A structured settlement can be used as a source of income when it comes to applying for a loan. This option must be tried first before attempting to receive a one-time payment.



Frequently Asked Questions

Structured Settlement Quotes is dedicated to providing you with the information you need to make an informed decision about the sale of your structured settlement or annuity payments. The following is a list of the most frequently asked questions, followed by detailed answers from our learning center organized by topic:

About Settlement Quotes

What makes Settlement Quotes services unique in the market?

For what types of payments does Structured Settlement Quotes provide price quotes service?

About Selling Your Annual Structured Settlement

What is an annual structured settlement?

Is it legal to sell your structured settlement payments?

What if your structured settlement agreement or annuity policy contains an anti-sale or non-transferable clause?

Can only some of your structured settlement payments be sold or do you have to sell all of them?

What if you have sold some of your structured settlement payments in the past? Can more payments be sold now to registered Certified Structured Settlement Quotes funders?

Do you have to pay taxes on the money received from the sale of your structured settlement payments?

What if you are in bankruptcy and have not yet been discharged?

The sale and transaction with a financier are risk free?

If you are a minor, can you sell your structured settlement payments?

Is It Legally Allowed To Sell Workers' Compensation Payments?

About the Bidding Process

How do you start the bidding process to receive quotes from our certified sponsors?

How long will it be until you receive the quotes?

How many quotes do you receive from Settlement Quotes?

Each of the quotes you receive is a guaranteed offer to buy your structured settlement payments?

Are you obliged to sell if you only request a quote?

How long do you have to accept an offer?

What if you accept an offer and then decide you want to cancel?

When do you find out which certified finance company gave the highest quote?

About the selling process and getting your money

Once you accept an offer, what are the steps to follow to complete the sale transaction and how long does it take to receive payment?

If the sale transaction is not completed for any reason, will you still receive your payments as usual?

About Settlement Quotes

What makes Settlement Quotes services unique in the market?

Settlement Quotes is a market leader in providing the industry for buying and selling structured settlement payments and other annuities in every state.

Settlement Quotes brings together, settlement buyers (Certified funders) to compete for their payments.

If you decide to sell, you have the peace of mind of knowing that the selected Certified Financier is one of the most experienced and respected in the industry to complete the sale and get your money in the shortest time allowed by law.

For what types of payments does Structured Settlement Quotes provide a quote service?

Settlement Quotes provides structured settlement quotes and other insurance annuity payments. Specifically, we can quote the payments you receive:

From an insurance company

As a result of a lawsuit or insurance settlement

Payments of any guarantee or life contingencies

Not as a result of a workers' compensation claim

We DO NOT offer quotes on:

Workers' compensation payments

Payments for a minor

Pensions

Social security payments

TIAA CREF payments

Mortgages

Pre-settlement cases

Settlement of travel expenses

VA disability or pension

Other disability payments

About Selling Your Structured Settlement Annuity

What is a structured settlement annuity?

A structured settlement annuity is a contract issued by an insurance company to finance the payment of personal injury compensation over a period of time. It is sometimes referred to as an insurance allowance.

In the event of your death, your beneficiary is guaranteed a tax-free payment or series of payments over a fixed period of time.

Most structured settlements are the result of a lawsuit, with payments resulting from a legal action.

Is it legal to sell your structured settlement payments?

Yes. You can sell your structured settlement or insurance settlement payments.

Most states have a structured Settlement Protection Act. These laws allow you to sell your payments if the following requirements are met:

Full information should be given on the financial terms of your sale.

You have a "cooling off period" after signing the documents you can change your mind and cancel the sale.

You must be informed in writing to request independent professional advice regarding your sale. In some states, you can choose to waive the tips.

The hearing takes place before a judge who considers your case and decides whether or not to approve the sale. The judge will examine your financial situation, what you want to do with the money, and whether it is in your best interest to sell payments.

The judge must issue a court order approving the sale.

What if your structured settlement agreement or annuity policy contains an anti-sale or non-transferable clause?

An anti-transfer clause or anti-sale language does not prevent you from selling your payments.

Some structured settlement agreements or annuity policies contain anti-sale or non-transfer clauses such as:

"None of the periodic payments can be advanced, deferred, increased or decreased, they cannot be anticipated, sold, assigned or encumbered."

Since you must obtain a court order approving the sale of your payments, a judge will review and evaluate your case.

The judges have the power to approve the sale, even if the no-sell clause appears in the structured settlement agreement or structured settlement annuity policy which tries to prevent you from selling your payments.

Can only some of your structured settlement payments be sold or do you have to sell all of them?

You can sell part or all of your payments.

You can create more than one online file with different payment combinations and get more than one set of price quotes in order to better meet your financial needs.

If you only sell some of your payments, your insurance company will continue to pay the payments you still have on time and in good time.

What if you have sold some of your structured settlement payments in the past? Can more payments be sold now to registered Certified Structured Settlement Quotes funders?

Yes. If you have sold some of your structured settlement payments in the past, you can sell the remaining payments that you are still a beneficiary of.

Do you want to know how much your payments are worth? Get a guaranteed price offer set for your payments in less than 24 hours.

Do you have to pay taxes on the money received from the sale of your structured settlement payments?

The money you receive from the sale of your structured settlement payments will have the same tax treatment as the payments you receive from your structured settlement annuity.

If you receive your payments tax free then the money you receive from the sale of your payments will also be tax free.

In most cases, structured settlement annuity payments are tax-free because your pension was established to qualify for tax-free treatment under section 130 of the Internal Revenue Code.

The US Federal Government has taken several steps to ensure that payments received for personal injury damages are tax-free.

Section 104 (a) (2) of the Internal Revenue Code confirms that damages received from personal injury or illness are not considered income and are not taxable.

In 2002, a federal law was passed to protect beneficiaries in the sale of their structured settlement payments. As a result, Section 5891 was introduced into the Internal Revenue Code.

Section 5891 requires that the sale of structured settlement payments be approved by a court in accordance with applicable state law.

Please note that this information is provided as a courtesy only, and does not constitute legal advice. You should seek legal or professional counsel to deal with your specific circumstances.

What if you are in bankruptcy and have not yet been discharged?

We can quote your payments, even if you are in bankruptcy and have not yet been discharged.

If you are in bankruptcy, you will need to notify us before your case is quoted so that we can speak with your bankruptcy administrator or legal representative to obtain additional information.

Our certified funders reserve the right to deduct a commission for additional work in processing cases that have not yet been discharged from bankruptcy.

The sale and transaction with a financier are risk free?

You do not waive any rights in the sale of a structured settlement until the transaction is completed and you have received the full sale price. Furthermore, your case is protected by the court and a judge's order that forces the financing company to carry out its obligations. You are fully protected.

If you are a minor, can you sell your structured settlement payments?

Settlement Quotes does not offer quotes to underage beneficiaries as they have no legal capacity to sell their payments without the intervention of a litigation or a guardian.

Is It Legally Allowed To Sell Workers' Compensation Payments?

It is not legal for you to sell structured settlement annuities that arise from workers' compensation claims. You must keep the annuity until all payments have been completed.

About the Bidding Process

How do you start the bidding process to receive quotes from our certified sponsors?

To start the bidding process,

1- Go to the form above and enter the amounts of the payments, the date and the insurance company. You can enter as many cases as you like with different payment combinations to get the amount of money that best suits your financial needs.

OR

2- Contact one of our customer service specialists at 1-888-562-1268 and he or she can help you enter the information necessary for our certified financiers to start bidding and competing to buy your payments. Once the offers are received, one of our customer service specialists will contact you to review your case.

How long will it be until you receive the quotes?

We are usually able to get back to you within a few hours (up to a maximum of 24) with the company offering to buy your annuity. You can receive all or some of your quotes, in just 1 hour.

How many quotes do you receive from Settlement Quotes?

We are going to share with you the top quotes we receive from our certified sponsors. The number of citations we receive will depend on the number of certified funding participants at the time your case is entered on the Settlement Quotes website.

Each of the quotes you receive is a guaranteed offer to buy your structured settlement payments?

Yes. The price quotes received are guaranteed offers to purchase your structured settlement payments.

We guarantee:

1- You will get a higher price from each of our Certified Financiers in advance, without problems.

2- You will receive your guaranteed quote quickly --- in less than 24 hours and, often, in the shortest time of 2 hours.

3- Each quote constitutes an offer to purchase your annuity payments that remains open for acceptance for 24 hours after publication in order to provide time to decide. If you do not accept the offer within 24 hours from the date of registration, the offer is frozen and may remain valid or may be revoked or modified at the discretion of the respective certified financier on a case by case basis. It is recommended to contact Settlement Quotes at 1-888-562-1268 to confirm the availability of these types of offers, if the 24-hour period has already expired.

Are you obliged to sell if you only request a quote?

No. There is no obligation to accept an offer to purchase. You may decide that you do not want to sell your annuity in which case we will close the file until further notice from you.

How long do you have to accept an offer?

Each offer provided by our certified partners is open for acceptance for a period of 24 hours after publication. To accept, simply contact us by phone at 1-888-562-1268 and notify one of our customer service specialists that you accept the offer and wish to continue your sale.

What if you accept an offer and then decide you want to cancel?

You should not indicate acceptance of the offer until you are sure you want to proceed with the sale. However, even if you accept and receive sales documents, there is usually a "cool down" in which you can change your mind and cancel the transaction. The reflection time period is clearly stated either in the sales compliance certificate or in the Assignment Agreement that you receive as part of the sales documentation.

When do you find out which certified finance company gave the highest quote?

You will be notified by email or phone of the successful Certified Funder immediately upon acceptance of an offer to purchase. You can rest assured that each Funding Entity is examined by Settlement Quotes and certified to be reliable, trustworthy and competent to complete your transfer and get your money in the shortest time allowed by law.

About the selling process and getting your money

Once you accept an offer, what are the steps to follow to complete the sale operation and how long does it take to receive payment

At Settlement Quotes we understand that your financial goals depend on completing your sales transaction and getting paid in the shortest time allowed by law.

Once you have accepted an offer and confirm that you wish to proceed with the sale to the winning Certified Funder, the sale process immediately begins as follows:

1- First call at 2 hours. You will receive a call from a customer service expert on behalf of the certified finance company within 2 hours of acceptance. At that time, our expert will inform you that Financial Certificated was the successful bidder and will provide you with the contact information.

2- Legal documents in 24 hours. You will receive the legal documents from the Certified Financier within 24 hours. A Notary Public will wait for you at your home or other convenient location to review the sale documents with you, answer any questions you may have, and sign the sale.

3- Process in court within 30 days. Our Certified Financier will complete the court process as soon as legally permitted. This could take about 30 days, depending on the state.

4- Immediate access to your money. You will get your money directly by bank transfer into an account of your choice immediately after completing the legal process.

5- The expected time from price quotation to financing and the entire transfer process can take about 6 weeks, depending on the state in which you reside.

If the sale transaction is not completed for any reason, will you still receive your payments as usual?

Our certified funder will process the sale transaction of your structured settlement, at no cost to you.

In the unlikely event that your sale is not completed for any reason:

1- Neither Settlement Quotes nor the corresponding certified funder will charge you any fees or penalties. This promise will be recorded in writing in the sales documentation that you receive.

2- You will have the right to receive all the payments of the annuity that you had agreed to sell as they mature.

3- Your insurance company will continue to pay all future payments as if it had never entered into a sales transaction.

You will have no future obligation to Settlement Quotes or the applicable certified funder.

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American LNG exports are surging, on the back of European demand

These are boom times for America’s  Liquified Natural Gas industry. Right now, producers can’t fill LNG  carriers quickly enough for the export markets of Europe and Asia. We're cooling it, cleaning it and liquefying it so that it can be stored and transported across the world. We have a very large arbitrage between Europe, Asia and the US. 10 dollars US gas, you know, 60 to 80 dollars international gas, that's a lot of money. If anybody would have told any of us up to very recently that we would see these levels of prices and this amount of tightness in the market, we would have shrugged that off.

Although not everyone’s happy about this sudden rise in global demand for American LNG. They're driving up the price of what it costs us to heat and cool our homes, because they want to take the natural gas and ship it overseas and make 10 times as much as they could selling natural gas in the United States. America’s exports of LNG have risen dramatically in recent years and last December, it  became the world’s biggest exporter of this super chilled fuel for the first time, topping Australia and Qatar. That’s despite a sharp drop in demand during the pandemic, which cast doubt on future investment in America’s LNG industry, especially as  government efforts to combat climate change seemed to dim the outlook for fossil fuels. We can and we will deal with climate change. It’s not only a crisis, it’s an enormous opportunity, an opportunity for America to lead the world in clean energy. Yet this year’s energy crisis, exacerbated by Russia’s invasion of Ukraine, has spurred a dramatic turnaround, and output, measured in billions of cubic feet per day, or bcf, is once again climbing.  I can remember back in 2008, production was   at 55 bcf. Today, it's at 97.5, by the end of the year it'll be 100 bcf, next year it'll be 105. And we grow from there.

The gas is very much there and available, if we can get it to the seashores. The Gulf Coast around the Texas -  Louisiana border is the heart of America’s LNG export industry. The enormous Sabine Pass facility, where natural gas is processed into LNG, ready for shipping, is just one of several near here. Its owned by Cheniere, the nation’s largest LNG exporter. We use a process that makes it sweet,  dry, clean, lean and cold. So sweet, we remove the acids, any CO2 or H2S. Dry, then we remove any moisture. Clean, we remove any mercury that can potentially contaminate the downstream products.

Then we make it lean, we remove heavy hydrocarbons and finally cool it down, so it's liquid at atmospheric pressure. The natural gas is transformed into  liquid by chilling it to a temperature of about minus 162 degrees celcius. The LNG created occupies just 1/600th of the volume of natural gas, a huge advantage when it comes to transportation Most of Cheniere’s output is contracted to its customers, utilities, energy traders and oil majors, for the next decade plus. Those providers will route ships to the areas of highest demand. We saw that in Asia in the back half of last decade, Latin America a little over a year ago when it had extreme droughts. And now of course, as Europe has become the way we refer  to it as ‘the market of most need’. Reflecting a broader trend across the US LNG industry, over 70 per cent of the volume produced at Cheniere’s facilities this year has gone to Europe, about twice last year’s level. With output currently near maximum, a wave of approvals to build more LNG facilities like this one have been granted. But for some, in a region that faces the annual threat  of hurricanes, that’s a real concern. We currently have three LNG facilities here that export the natural gas in southwest Louisiana, and they have plans to put seven more. Really just insanity to try to place these facilities directly in the eyes of storms that keep coming.

At this press conference they’re calling for a halt to the LNG expansion needed to satisfy global demand, and not just because of the hurricane risk. Though a former oil industry worker himself, James Hiatt believes LNG’s contribution  to global warming is being ignored. I really feel for the Europeans. deeply, you know?  I think what the best option would be is to really invest in a transition in solar and wind. And yes, it's not the perfect solution today, but it will cut the dependency and the need for such a huge amount of gas. We will have to transition at some point. Why are we delaying it except for the profit margins of these companies? Natural gas consists largely of methane, a potent greenhouse gas. But when it comes to emissions, advocates argue LNG is the cleanest fossil fuel, as it produces 40 per cent less carbon dioxide than coal when it’s burned, and 30% less than oil. It emits negligible amounts of sulphur,  mercury and particulates. Cheniere says its introduction of greenhouse gas emissions data for each of its LNG cargoes is evidence of the company’s enhanced  environmental transparency. We are going to continue to be secure, affordable, reliable, and have the leg to the stool that is our climate commitment that we think will ensure natural gas's role in the energy transition for decades and decades.

President Biden certainly seems convinced. In March he promised to ramp up LNG  exports to Europe, arguing increased energy security for allies is compatible with his ambitious net zero climate goals. That long-term commitment is vital  for companies like Cheniere, whose multi-billion dollar facilities typically  require up to 20 years of guaranteed contracts to see a return on investment. And, though Europe is the priority market now, the future of American LNG may well be  tied to another continent entirely. Europe has 12 per cent of its energy needs met by coal. Asia has 46 per cent of its energy needs met by coal. So over the longer term, all of that coal is up for transition and the US very much has a role to play. For campaigners like James Hiatt though, a transition to LNG is no solution at all. We're just delaying the inevitable. We will run out of fossil fuels. Environmental campaigners may want the dependency on gas reduced immediately but that’s not happening this year. American LNG has helped alleviate massive disruption to Europe’s gas supply and if exporters are right, tankers like this will be sailing  to global markets for many decades to come.

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Explains Reality of Stock Market
by 4 p.m the market had dropped 508  points  the biggest plummet since the crash of  29. i know your family you know mine  i'm saying if we continue business as  usual  in 20 25 years 30 years time there's  going to be a major disaster  let's talk about the speed with which we  are watching this market deteriorate  we read everywhere essentially down by  four five percent  we're down over 16. if somebody from  outside comes and questions normally  they kill them  because he's threatening the stock  market you just bring down the sentiment  i never sold the vast majority of my  lehman brother stock  and still owned 10 million shares when  we filed for bankruptcy  everybody's crying because so many  people have lost money of course  that is painful for them because that is  the game they were playing  but essentially nothing has changed  except numbers on the computer  except numbers on the computer  [Music]  at least this virus has put the  pause button not stop pause button  look at all the noise we're making about  this  two months  if you stop your economy everything is  going to go away  no no it's not like that what wealth is  there  upon this world what possibilities are  there are not gone  it is just our idea of wealth today is  building it up in the air  stock market is the indicator of our  wealth  well that's the kind of economic system  we've built i'm not making a commentary  on that  but we don't have to be so distressed  when i was interviewed by one of the  national medias about 10 years ago  they asked me about a question about  indian stock market  because that day for the first time the  indian stock market  had reached the 20 000 mark never before  it had hit 20 000.  so they asked me what do you think about  it  i said see in my estimate  if you look at the businesses and their  capacities the industries  what they can produce what they can do  the stocks in reality  are worth about maybe 12  000 is where it should be prepare investing stock but of course  we want to create a positive sentiment  so we'll make it 14 000 will because  human sentiment drives it 14 15 000  20 000 is a bit too much  [Music]  well since 10 10 years it crossed i  think 44 000 or 45  000 in the last few months today it's  come down to  i think 28 or 29 000 i'm not on it  somewhere around 30 000 everybody is  crying because  so many people have lost money of course  that is painful for them because that is  the game they were playing  but essentially nothing has changed  except numbers on the computer  this is always been said in yoga  [Music]  that with a simple desire  you will create a whole new world  and you believe it's real  whether it's your business or money  or wealth or family or whatever  love affairs and stuff you have all  built in your mind when it vanishes  either in the form of tsunami  storm just a stock market crash  or virus or somebody's death  suddenly you are so disturbed by it  because  what you had built up in your mind just save money in stocks went away  let us say if we just look back how we  were living 10 years ago  how many things we had i'm not even  talking a generation  just 10 years ago were we in some  deprived condition  we were doing fine i'm telling you if  you look back  100 years ago also when nobody had  anything like this even then they were  fine  ten thousand years ago if you look back  even then when they lived in the jungles  and wherever  then also they were fine in their own  way  maybe they didn't drive an automobile  maybe they were not whatsapping  but they also lived a complete life in  their own way  so economy goes backward it's just a  pain of adjustment  and those who are little weak may get  crushed in the process  that is the only concern otherwise  economy steps back  is not a genuine concern it's not a real  concern it's okay  and anyway as we can see all the birds  and animals  are saying let's make the planet great.

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Has Big Oil changed
this is a historic hearing for the first  time top fossil fuel executives are  testifying together before Congress  under oath about the industry's role in  causing climate change just a big  tobacco today is accused of knowingly  covering up evidence of the harm that  tobacco products were causing so too big  oil is being accused of knowingly  crushing the scientific proof that  carbon emissions were essentially  contributing to global warming  [Music]  we live in a petroleum era and the  companies at the center of the oil  industry that constitute Big Oil they  have huge huge significance for the  global economy  they have been there for decades they've  been producing this oil for decades  they've been extremely profitable for  decades because they'll burn so much of  the stuff that they sell  these companies that represented  American capitalism Corporate America  were reliable dividend Pairs and so on  in recent decades the reputation has  changed they are trying to readjust the  impression from the general public  they're hostile to efforts to control  climate change but they have Decades of  lobbying against these rules to overcome  when there's an energy crisis the kind  that we're seeing now suddenly the  debate changes oil companies were being  told to stop producing these fossil  fuels now they're being asked by  governments around the world to produce  more of them so that's where some of the  tension lies  so in the old days right the industry  really got going uh by John D  Rockefeller right and he built in just  an incredible company that put its  competitors out of business by selling  kerosene at a lower price than everyone  else lighting fuel kerosene displaced  that and fortunately a couple decades  later gasoline became the main product  coming out of oil and Henry Ford and  cars but it started with a huge company  and standard oil was broken up into  Exxon and Chevron and mobile and these  huge companies heat Mobility mechanized  to agriculture modern medicine  quite literally the food we eat the  clothes we wear and the standard of  living we enjoy for more than 140 years  Chevron has proudly delivered energy  that drives the world forward  in the 70s there was a great book called  The Seven Sisters the seven major oil  companies five Americans British  Petroleum and shell and the amazing  scale they had across the global Island  Street and so we're viewed as is this  concentrated monopoly-like business this  was the era of course when we had places  like Texas and Dallas and that wonderful  soap opera where everyone had big hair  big cars and big was good today the  world has changed  [Music]  how dare you continue to look away  [Music]  thousands of companies have already  recognized the imminent threat of  climate change essentially big is no  longer seen as being automatically good  but more importantly the idea of big oil  is often allied with big tobacco in the  sense of big companies crushing  campaigners and whistleblowers and  people who are trying to highlight their  transgressions and using their political  muscle to really push forward with a  very negative agenda there's lots of  reasons to hate Big Oil there have been  spills across the world they've been on  the wrong side of of Human Rights you  know human rights abusing regimes and  places like Myanmar or or South Sudan or  wherever it is Libya  agitating for conflict or or being quick  to get into to conflict zones and not  caring too much about the authorities  and what they're doing to people they've  lobbied against rules on and new laws on  climate change and pollution and that is  really really blackened the image of the  industry  our products fuel hospitals schools  offices restaurants stores and homes  enable the movement of goods around the  world  and right to our very doorsteps  they create good paying jobs that  support families across the country I'm  a great fan of the comment by Upton  Sinclair the American novelist saying  it's very hard to get a man to believe  if his job depends on not believing we  all tend to turn our eyes away from  inconvenient truths and the case of  carbon emissions from Big Oil was  certainly one of those because they're  more visible than others you know when  you want to say You're really mad at the  oil industry it's big oil I hate big oil  and when you drive around you look at  Signs by gas stations you see Exxon you  see Chevron you see Conoco and they are  indeed big companies but again most of  those signs those are not their gas  stations they're branded uh they may and  they're buying gasoline from wherever  they can they're usually owned by a  local family but they're this image of  these evil greedy guys and then the  other thing about oil companies why they  have such a bad reputation since the  pandemic they have made more money  than they have ever dreamed of making  and they are making more money now than  than they burnt through during a decade  of debt fuel drilling binges across  Texas we're seeing this extraordinary  kind of financial windfall from from  higher oil prices and high gas prices uh  after Russia's invasion of Ukraine they  have capitalized on that tragedy to lock  in a huge amount of natural gas export  infrastructure they've been exporting  enormous amounts of LNG liquefied  natural gas what distinguishes big oil  from the thousands of other smaller oil  companies in the us as well  is their relationship with Washington  and you could do something here you  could tell them to knock it off for the  sake of the planet you could end it you  could end that Lobby the American  political system is filthy in every  sense in quite a literal sense in that  big oil has been very effective at using  its money to essentially buy political  access to push for its own self-interest  to ensure it has powerful lobbyists to  ensure that politicians know that they  rely heavily on big oils or donations in  many parts of America  I am Sheila krumholtz executive director  of open Secrets We are comprehensively  following the money  from K Street to Main Street from  Washington to each state capitol  the lobbying industry is a highly  advanced in Washington DC and has more  than 100 about a hundred and fifty  lobbying firms that Focus just on oil  and gas over time they have spent 2.6  billion dollars on lobbying in rank  sixth among all Industries look of  course there's lobbying efforts of  course our industry is Big so there's  lots of trade groups and in fact  sometimes they're lobbying for different  things there's different interests you  know a highly competitive Marketplace is  good for the little guys for big guys  you know a harder to get into industry  maybe is advantageous the other side of  the influence buying coin to lobbying is  campaign contributions political  contributions are investments in usually  an incumbent policy makers legislators  in the first 21 months of the 2022  election cycle oil and gas has spent  more than 150 million dollars 68 of that  favoring Republican candidates and  parties over time back to 1989 they've  spent more than 1.6 billion dollars on  political donations largest Organization  for us in Washington is the American  petroleum Institute API I'm sitting here  in the western states we have the  Western Energy Alliance because in the  western part of our country it's there's  a lot of federal lands so the Western  Energy Alliance focuses on policy on  federal lands in the Western United  States there's a organization that  represents the smaller companies the  domestic energy produced Alliance that's  based in Oklahoma but it's really  focused on the little guys the most  powerful Lobby groups in the world the  American petroleum Institute gets its  funding from Big oil companies and  smaller oil companies  but pretty much represents the interests  of of Big Oil in America and it is  extremely powerful in Washington it's  very knowledgeable it has alliances with  senators and representatives on both  sides of the house Democrats and  Republicans  third month has been higher so we're  using the same amount of energy but our  bill keeps going up and it can go higher  wow apparently it's a lack of access to  Affordable energy like gas and oil look  at this extreme environmental plan  a proposed ban on developing energy  sources on federal lands  so what does that mean API will Lobby  both on a federal level and on a state  level and we see a lot of that in their  direct lobbying to policy makers but  also in their advertising we've seen API  in particular  really Target ads towards  state level policies EV mandates in one  state whilst running ads against gas  bans in another like New York was a  recent one and so they function at both  levels that could really hurt folks on a  fixed income like your mom yeah  they are trying to readjust that  impression now and they're trying to  change  the impression from the general public  they're hostile to efforts to control  climate change but they have Decades of  lobbying against these rules to overcome  and and so that's where the some of the  tension lies  foreign  to one of the leaders of one of the  biggest American oil companies who told  me with real sincerity and conviction  that he'd spent most of his career in  his community really thinking that he  was doing nothing but good for the  American political economy and being  admired and respected and feeling very  proud of what he did  and then one day about four years ago  his own granddaughter came home and  begged him not to tell her new boyfriend  what he did for a job because she was so  ashamed of it  and the psychic shock for that man of  realizing that he'd gone overnight from  being a hero to a zero but his own  grandchildren and it was all of his  grandchildren couldn't bear to tell  their friends what his day job had been  was a real wake-up call  that's the kind of shock that many of  the leaders of the fossil fuel world  have essentially been experiencing in  the last few years so they they've moved  to a sort of a more sophisticated  messaging tactic they know that that's  an outright denying the reality of  climate change doesn't play well with a  big chunk of the American people so  instead what we've seen is a shift  towards these more nuanced and more  subtle tactics where the strategy is to  undermine and unpick science-based  policy action instead and that's  operating on an individual level with  specific policies but also around the  broader conversation  um and that will be things like  promoting gas as a climate solutions for  instance is an argument that we've seen  a lot of out of the U.S oil and gas  industry in groups like API and the  American Gas Association as well  um I'm really trying to undercut policy  that way but one area where experts  agree is that oil and natural gas will  continue to be the leading energy  sources for decades to come  and it is important that we take action  to reduce emissions while providing that  energy  the biggest driver of reducing  greenhouse gas emissions natural gas is  the fastest growing energy source on the  planet because it's mostly displacing  coal thank you for the question  congresswoman it's an important one and  one that we've been focused on for quite  some time is striking the balance of  continuing to meet the growing demand  for energy while reducing emissions  natural gas has been pointed out is one  step towards replacing higher emission  fuel systems we are also working on  reducing our own emissions at our plant  you know while it may have some  greenhouse gas benefits compared to Coal  it's still not a very clean uh source  and the industry is really using the  claim that it's cleaner than coal to  deceptively you know Green wash a  product that is very very problematic in  certain amount of climate change  it was the big debate in the industry  right now about what role big oil  companies are going to play in the  energy transition and you see companies  adopting very different strategies  really and you see an especially big  split between the American companies uh  and the European companies so European  companies like BP shell  total  are being much more aggressive going  into wind power solar power batteries  and these kind of Technologies  explicitly moving away from oil and  reducing their oil production you do not  see that in the U.S I mean I think the  U.S companies still when it comes down  to it see themselves as oil producers  they plan to continue producing oil  they hope to continue producing more oil  and growing their oil production  and kind of their strategy revolves more  around  producing oil but trying to reduce the  emissions from the soil so you know what  you hear from them is that you know oil  isn't the problem the emissions are the  problem carbon capture  hydrogen algae they emphasize  technological solutions that are you  know supposedly just around the corner  and they tend to downplay the ability of  Renewables to meet the world's energy  needs so it's a more sophisticated  tactic but the goal is really the same  to lock in as much profit from fossil  fuels as possible for as long as  possible there is debate about whether  it is Meaningful and in good faith or  whether it is being used to quote green  wash the companies so they're it's a  facade of dealing with the real issue of  climate change as opposed to really  grappling with transitioning their  industry away from fossil fuels it's  complicated there are lobbyists that are  working on  a wide array of issues there are also PR  professionals who are working with these  companies for these companies to shape  public opinion so it is not just what is  being reported by the registered  lobbyists and what's being spent on that  but also the money that is being  invested in  sophisticated advertising campaigns by  the companies so what we're reporting is  the tip of the iceberg it's really just  the beginning I think big oil has  attracted the opprobrium many many times  deservedly  but also sometimes it goes a bit over  the top I mean these are companies that  fundamentally began Life by digging  stuff out of the ground  providing it to us so that we could move  from one place to the other and that's  essentially what they still do they're  very good at making sure that that's  profitable and making sure that the  rules  don't stop them from being profitable  especially in the United States  but at their essence  they are providing a service that we all  rely on and  we really as consumers also need to  decide  what the future of big oil is because as  long as we continue to consume their  products and not resist the kind of car  dependent cultures that have risen in  Western economies  you know that's as long as we were  willing to keep consuming this stuff at  ever greater volumes each year  the more power we give to oil the oil  industry and and to Big Oil  yeah one of the interesting things we've  seen this year coming out of the  pandemic and after you know Russia's  invasion of Ukraine is a real shift in  the conversation around  some of these big oil players and like  Exxon and Chevron and the industry  itself and their kind of role uh in the  economy and their role in society  they're hearing the opposite signal  produce more oil produce more natural  gas we need it because we we want to  break a dependence on Russia because we  want to drive down gasoline prices we  need more and more and more it's a very  very mixed signal  but it's one that's brought some relief  to to Big oil companies if anyone thinks  that big oil is going to suddenly  implode or show up shop tomorrow or die  a dramatic death of the thought that  people like the activist Greta thuenberg  hope well I got news for you it ain't  happening the world is going to be  dependent on oil and gas for a pretty  long time  and what you're likely to see is a slow  stealthy reorientation or a shrinkage as  effectively oil and gas companies are  forced or encouraged to put more and  more emphasis onto Renewables but also  the world becomes more energy efficient  and better at using the supplies we have  in a much more effective way.

Warren Buffett: How To Turn $10,000 Into Millions (Simple Investment Strategy)
you can't really fail at it unless you  buy the wrong stock  or just get excited at the wrong time  and i would like to just spend just a  couple of minutes  uh giving you a little perspective  uh on how you might think about  about uh investments as opposed to  the uh tendency to focus on what's  happening  today or even this minute as you go save money in stocks through and  to help me in doing that i'd like to go  back through a little  personal history and uh  and we will start  i have here  up here in new york times of march 12  1942 and i'm a little behind on my  reading  and if you go back to that time  it  it was about what  just about three months um  since we got involved in a war which  uh we were losing at that point  uh the newspaper headlines  were filled with bad news  from the pacific and i've taken just a  couple of the headlines  from the days preceding march 11th which  i'll explain  it's kind of a momentous day for me and  so  you can see these headlines we've got  slide 2 up there i believe  and uh  we were in trouble big trouble  in the pacific uh it was only going to  be  a couple months later that the  philippines fell  but here we were getting bad news we  might go to slide  three for march 9th uh  uh i hope you can read the headlines  anyway the price of the paper is three  cents incidentally  um the uh and uh  uh let's see we've got march 10th up  there a slide  i'm i want to get to where there's  advanced technology of slides  i want to make sure i'm showing you the  same thing that i'm seeing in front of  me  so anyway on march 10th  uh when again the news was  bad full clearing path to australia and  it was like  it the stock market  had been reflecting this and i'd been  watching  a stock called city service  preferred stock which had sold at 84  dollars  the previous year it had sold at 55  the year before early in the in january  two months earlier  and now it was down to forty dollars on  march 10th  so that night despite these headlines  i said to my dad i said i think i'd like  to pull the trigger  and i'd like you to uh  buy me three three shares of city  certified  the next day and that was all i had i  mean that was my capital accumulated  uh uh  over the previous five years or  thereabouts and so my dad the next  morning  um bought three shares well let's take a  look at what happened the next day let's  go to the next slide please  and it was not a good day  the stock market the dow jones  industrials broke  100 on the downside now they were down  2.28 as you see but that was  the equivalent of about a 500 point drop  now  so i'm in school wondering what is going  on of course  uh incidentally you'll see on the left  side of the chart  the new york times put the dow jones  industrial average  below all the averages they calculated  they had their own averages which have  since disappeared but the dow jones has  continued  so the next day uh  we can go to the next slide and you will  see  what happened the stock that was in 39  my dad bought my stock  right away in the morning because i'd  asked him to my three shares  and uh so i paid the high for the day  that 38 and a quarter  uh was my tick which is the high for day  and by the end of the day  it was down to 37 uh  which was really kind of characteristic  of my  timing in stocks that was going to  appear in future years  uh um but  uh uh it was on the what was then called  the new york curb exchange then became  the american stock exchange  but things even though the war until the  battle of midway looked very bad and  if you'll turn to the next slide please  you'll see that  the stock did rather well you can see  where i bought at 38 and a quarter  and then the stock went on actually  to eventually be called by the city  service company  for over 200 dollars a share  but this is not a happy story because if  you go to the next  page you will see that i  well as they always say it seemed like a  good idea at the time you know  uh so i sold those i made five dollars  on it it was  it was again typical of behavior  but when you watch you go down to 27  uh you know it looked pretty good to get  that profit well what's the point of all  this well we can manage credit card debt leave behind the city  service story  and i would like you to again  imagine yourself back on march  11th of 1942  and as i say things were looking bad in  the european theater as well as what was  going on in in the pacific but  everybody in this country knew  uh america was going to win the war i  mean it  it was you know we'd gotten blindsided  but but  we were we were going to win the war and  and we knew  that the american system had been  working well since 1776. so  if you'll turn to the next slide i'd  like you to imagine  that at that time uh you had invested  ten thousand dollars  and you put that money in an index fund  we didn't have index funds then but but  you  in effect bought the s p 500  now i would like you to think a while  and don't do not change the slide here  for a minute  i'd like you to think about how much  that 10 000  would now be worth if you just had one  basic premise just like in buying a farm  you buy it to hold  throughout your lifetime an independent  and you look to the  output of the farm to determine whether  you made a wise investment  you look to the output of the apartment  house to decide whether you made a wise  investment if you buy an apartment small  apartment house to hold for your life  and let's say instead you decided to put  the ten thousand dollars in  and hold a piece of american business  uh and never look at another  stock quote never listen to another  person give you advice or anything of  the sort  i want you to think how much money you  might have now  and now that you've got a number in your  head let's go to the next slide  and we'll get the answer you'd have 51  million dollars  and you wouldn't have had to do anything  you wouldn't have to understand  accounting  you wouldn't have to look at your  quotations every day like i did that  first day  i'd already lost 3.75 by the time i  came home from school uh all you had to  do  was figure that america was going to do  well over time that we would  overcome the current difficulties  and that if america did well american  business would do  well you didn't have to pick out winning  stocks  you didn't have to pick out a winning  time or anything of the sort  you basically just had to make one  investment decision  in your life and that wasn't the only  time to do it i mean i could go back and  pick other times that  uh would work out even greater gains but  as you listen to the  questions and answers we give today  just remember that the over the  overriding question  is how is american business going to do  over your investing lifetime uh  i would like to make one other comment  because it's  it's a little bit interesting let's  let's say you're taking that ten  thousand dollars  and you listen to the profits of doom  and gloom around you and  and you'll get that constantly  throughout your life  and instead you use the ten thousand  dollars  to buy gold now for your ten thousand  dollars  you would have been able to buy about  300 ounces of gold  and while the businesses were  reinvesting  uh in more plants and new inventions  came along  you would go down every year into your  look in your safe deposit box  and you'd have your three ounce 100  ounces of gold and you could look at it  and you could fondle it and you could i  mean whatever you wanted to do with it  but it didn't produce anything it was  never going to produce anything  and what would you have today you would  have  300 ounces of gold just like you had in  march of 1942  and it would be worth approximately  four hundred thousand dollars  so if you decided to go with a  non-productive asset goal  instead of a productive asset which  actually was  earning more money and reinvesting and  paying dividends and maybe purchasing  stock whatever it might be  you would now have over 100 times  uh the value of what you would have had  with a non-productive asset in other  words for every  dollar you have made in american  business you'd have less than a penny  by of gain by buying in the store value  which people tell you to run to every  time you get scared by the headlines or  something disorder it's  it's just remarkable uh to me that  we have operated in this country with  the greatest tailwind at our back  that you can imagine it's an investor's  i mean you can't really  fail at it unless you buy the wrong  stock  or just get excited at the wrong time  but if you if you owned a cross-section  of america and you put your money in  consistently over the years  there's just there's no comparison  against owning something that's going to  produce nothing and there frankly  there's no comparison  with trying to jump in and out of stocks  and  and pay investment advisors if you'd  followed my advice incidentally  or this retrospective advice which is  always so easy to give  uh if you'd follow that of course you're  there's one problem buddy  your your friendly stock broker would  have starved to death  i mean you know and you could have gone  to the funeral  to atone for their fate but the truth is  you would have been better off doing  this than  than a very very very high percentage  of investment professionals have done or  people have done that are active that  it's it's very hard to move around  successfully  and beat really what can be done uh  with a very relaxed philosophy and you  do not have to be  you do not have to be you do not have to  know as much about  accounting or stock market terminology  or whatever else it may be  or what the fed is going to do next time  and whether it's going to raise rates  three times or four times or two times  none of that counts at all really in a  lifetime of investing what what counts  is  is having a a philosophy that you've  that you stick with that you understand  why you're in it and then you forget  about doing things that you don't know  how to do.

3 Women Who Killed Their Families
today's video is brought to you by  the ridge for christmas this year i  bought a bunch of family members rich  wallets  yes i could talk about their gifts  without ruining the surprise  because i know they don't watch the  channel anyways  i bought them ridge wallets because a  wallet is something you use daily  and think about everything you store in  your wallet like your bank cards and  your identification  so i want my family members to have an  excellent wallet and the rich makes the  best wallets on the planet  they have over thirty thousand five star  reviews  they are incredibly durable and come  with a lifetime warranty  ridge wallets are also practical you can  carry 12 cards and your cash  but doesn't allow you to stuff junk in  it all ridge wallets also come with rfid  blocking  not to mention they have some amazing  designs  i was able to buy everyone in my family  a different style  right now the ridge is offering  criminally listed viewers 10  off with free worldwide shipping and  returns  just go to ridge.com listed that's  ridge.com  listed and use the promo code listed at  the checkout  buy yourself or the people in your life  the best wallet they'll ever own  and help support criminally listing the  process by checking out rich.com  listed number three reminds you no  [Music]  in the summer of 1971 the juano family  who lived in pond tv france were on  vacation in normandy france  the family consisted of john his 35 year  old wife  rahman their daughter ten-year-old  martine  their son's eight-year-old philippe and  one-year-old laura  for their vacation they rented a  farmhouse  [Music]  on august 27 1971 a neighboring farmer  went over to the farmhouse where the  family was staying  their vehicle was there but he did not  see or hear the family  he made his way into the house and he  found a horrible scene  john and his three children ten-year-old  martine eight-year-old philippe  and one-year-old leron were all dead  [Music]  their bodies were in blood-soaked beds  a bloody axe was found near one of the  beds  [Music]  it was quickly determined that the  family had been hacked to death with the  axe  the authorities were alerted and they  came to the farm  they searched for rahman he was missing  from the house  about a hundred yards from the farmhouse  there was a well  a searcher looked down into the well and  he saw a human body  it was determined that was the body of  35 year old ramon jueno  the police believe that rama got the axe  and hacked her family to death  one by one as they slapped  when she was done murdering her family  she went and jumped to her death in the  well  if there was a motive behind the  massacre it has never been made public  number two angelica vazquez  in the spring of 2013 the vasquez family  lived on paintbrush street  in mesquite texas  their home was in a quiet neighborhood  by all accounts they seem like a typical  family  [Music]  44 year old marcelo and 43 year old  angelica  have been married for 23 years  they moved from mexico to the united  states in the 1990s  they had two children 21 year old  paulina and 18 year old alejandro  [Music]  alejandro lived at home and he was  attending a community AMERICAN URBAN LEGENDS college  [Music]  he also worked part-time at blockbuster  video  paulina was studying criminal justice at  the university of northern texas  in denton texas  she lived in an apartment off campus  marcelo worked as a long-haul trucker  angelica had worked at a cafeteria in a  school  until may 2012.  [Music]  unfortunately angelica had been  diagnosed with breast cancer  she had a double vasectomy and in early  2013  she finished chemotherapy  on march 8 2013 pauline was home because  of spring break  [Music]  that night pauline her father marcelo  and her brother  alejandro drank some alcohol  angelica did not drink with them  the next morning at 6 30 am a woman  called the police  because she thought she heard gunshots  coming from the family's home  a police officer drove to the home and  found no signs of a break-in  or first entry he knocked on the door  but got no answer  the officer couldn't legally enter the  home so he laughed  he returned twice that day and still no  one came to the door  four days later the officer decided to  stop by the house  [Music]  he noticed that the newspaper and the  mail had not been picked up in several  days  the officer entered the home and found  the dead body so the family members  [Music]  all their bodies were found in different  rooms  they had all been shot with a nine  millimeter handgun most likely while  they were sleeping  in the master bedroom was the body of 43  year old angelica vazquez  the gun was found on the floor beside  her bed  it was clear that angelica had shot her  44 year old husband  her 21 year old daughter and her 18 year  old son  what wasn't clear was why she did it  angelica did not leave a suicide note  everyone who knew the family was shocked  by the triple murder suicide  friends and family said that they seemed  like a happy family  the police had never been called to  their home  angelica did not have a history of  mental illness  one theory is that angelica had  post-traumatic stress disorder  from battling cancer  however this is only speculation  the only person who knew why angelica  killed her family  is angelica and it appears that she took  the secret of her motivation  to her grave so the vasquez's friends  and family  will probably never know what was going  on in angelica's mind  on the quiet saturday morning  number one bonita jacks  [Music]  bonita jacks was born two days after  christmas in 1974.  she grew up in charles county maryland  she dropped out of school in the 10th  grade when she was 17 years old  she had dropped out because she was  pregnant  in january 1991 bonita gave birth to a  daughter  britney jacks five years later  bonita gave birth to another daughter  tatiana jax  [Music]  in 2000 25 year old bonita jack started  dating 31 year old nathaniel fogel  together they had two daughters nikaya  who was born in 2000  in a jaw who was born the next year  for several years the family had a  problem finding a place to live  in august 2006 a non-profit group placed  them in a row house in washington dc  [Music]  the year before that bonita and her  mother fell out of contact  but benina's mother didn't have any  concerns about her daughter or her  granddaughters  [Music]  friends and neighbors of the family said  that benina was a good  and doting mother her four daughters  were always bathed  their hair was always done and they wore  clean clothes  [Music]  problems first arose in 2004 when  benina's eldest daughter  brittany was 13.  she started to become interested in boys  and several boys were interested in her  benita would call brittany a [ __ ] and a  [ __ ] in front of the other children  [Music]  she also started calling britney jezebel  bonita also locked brittany up in her  bedroom  in 2006 benia's boyfriend nathania fogel  was sick with cancer  [Music]  in november 2006 he lost his battle with  cancer  after this people noticed a huge change  in bonita  [Music]  she stopped taking care of her children  they were often seeing wearing dirty  clothes and their hair was a mess  in early spring 2007 the girl stopped  going to school  in march and april 2007 a social worker  visited the home  several times but benita would never  allow her to enter  even when the social worker came with a  police officer  bonita would not allow them into the  home  [Music]  the social worker made several requests  that child welfare investigator  check on the four girls  but no one ever did  in may 2007 bonita moved all the  furniture out into the backyard  once went by in 2007 became 2008.  on january 8th 2008 two u.s marshals  came to the house to serve an eviction  notice  bonita had not been paying the rent for  some time  initially bonita wouldn't let them in  but the marshals forced their way in and  they immediately smelled something awful  [Music]  they went upstairs to one of the  bedrooms REAL HORROR STORIES  they found the mummified bodies WORLD URBAN LEGENDS of three  girls next to each other on the floor  bugs were crawling all over the bodies  [Music]  the bodies were lined up in size and  they had white t-shirts on  the second bedroom was sealed with duct  tape  the marshals got the door open  inside the room was the mummified body  of an older girl  she was nude and a white t-shirt had  been draped over her body  she was lying in a pool of dried blood  a steak knife was found on the ground  near her body  [Music]  bonita was arrested and brought to the  police station  she was questioned and she gave long  rambling answers  she said that her daughters have been  possessed by demons  the most powerful demon jezebel had  taken over britney's body  vanilla said she thought that when the  demons died the girls would be brought  back to life  she claimed that she didn't murder the  children  instead they died in their sleep  she said the five-year-old to jah the  youngest died first  bonita said that nakaya and tatiana  thought it was funny that she had died  [Music]  she said that they slept with her body  that night  the next morning she discovered that  six-year-old nakai had died in her sleep  then eleven-year-old tatiana died a  short time later  all this was going on seventeen-year-old  brittany was locked up in her bedroom  [Music]  vania said that one morning she went  into brittany's room  and found her dead on the floor  panini explained that the furniture was  moved at side because it had been  infected by the demons  [Music]  because of the state of the bodies the  autopsies were difficult on two fronts  the first was determining the causes of  death  one theory was that bonita starved them  to death  it was later determined that britney had  most likely been stabbed to death  but she may have not been stabbed with a  knife found in her room  that knife had absolutely no trace of  blood on it  [Music]  not even microscopic traces of blood  were found  it was thought that ja was beaten and  strangled to death  the other two girls had most likely been  strangled to death  it was also clear that the girls have  been tortured  [Music]  the other difficulty with the autopsies  was determining when the girls died  [Music]  at first the medical examiner thought  that they had been dead for a month or  two  [Music]  but then more experts weighed in and  they thought that they had been dead  anywhere from three  to eight months what is known  is that seventeen-year-old brittany was  the first to die  she was last seen alive about 10 months  earlier in march 2007  the last time anyone saw any of the  girls was in june 2007  a woman had dropped off when needed  social security checks  and she saw the two youngest girls  nikaya and ajah  [Music]  benita was subsequently charged with  four counts of first-degree murder  and four counts of first-degree child  cruelty  benina jax went to trial in july 2009  she pleaded knock ld  bonita had refused to plead not guilty  by reason of insanity  the trial lasted two weeks  bonita was found guilty on three counts  of first-degree murder  and four counts of first-degree child  cruelty  she was acquitted of britney's murder  the judge said that there was not enough  evidence to prove that britney had been  stabbed to death  [Music]  in december 2009 bonita was sentenced to  120 years of prison  without the chance of parole  after the bodies were discovered it led  to a major investigation  of the child and family services agency  six employees ended up being fired  [Music]  the district of columbia agreed to pay  2.6 million dollars to the heirs for the  dead girls  bonita is currently incarcerated in a  prison mental health unit  in fort worth texas  at the time of this video she is 45  years old  you so much for watching today's video  recently we launched a podcast called  into the killing in each episode we  examined a cold case that was solved  years later  in our latest episode we take a look at  the haunting murder of a young girl  in a tragic miscarriage of justice into  the killing is available.